May 1st-COVID-19-Update (Randolph)

ACTIVE COVID-19 CASE UPDATE: As of May 1, 2020, MDPH has reported to the Town of Randolph: New Cases Today: 20, Total Active Cases: 428. Total Recovered: 156. Total Deaths: 29.

FACE COVERING OR MASK MUST BE WORN IN STORES: Today, Governor Baker made face coverings required state-wide.  Any person entering any business in Randolph, such as a grocery store, pharmacy, take-out food, hardware store and the like must wear a cloth face covering, such as a fabric mask, scarf or bandana, over their nose and mouth. Please save medical masks for health care use and first responders.

If you cough or sneeze, the mask can catch those respiratory droplets so they don’t land on other people or surfaces. “So it’s not going to protect you, but it is going to protect your neighbor,” says Dr. Daniel Griffin at Columbia University, an expert on infectious diseases. “If your neighbor is wearing a mask and the same thing happens, they’re going to protect you.”

STATE EXTENDS BUSINESS CLOSURES, STAY AT HOME ADVISORY TO MAY 18:  Governor Baker has extended the state order closing non-essential businesses and advising residents to stay home until May 18th.  Any social gatherings must remain under 10 people.  Remember, you must wear a face covering while entering any business in Randolph.  Continue to physical distance at 6 feet and wash your hands frequently. 

TURNER FREE LIBRARY:  Don’t forget during these difficult times it is important to remain connected to educational, recreational, and informational resources. To get your free digital library card or check out the vast resources available to any Randolph resident, please visit www.turnerfreelibrary.org

Reopening Massachusetts: Baker-Polito Administration Initiates

Transition to First Phase of Four-Phase Approach

Public health data, key metrics established to track real-time progress, determine advancement to future phases while mandatory workplace safety standards, sector-specific guidance issued to all Phase 1 industries, businesses, customers and activities.

The Reopening Massachusetts Plan

Limited industries can resume operations with severe restrictions:
With restrictions, some capacity limitations, staggered start:

On May 18: • Essential business • Manufacturing • Construction and Houses of Worship

Guidelines for Houses of Worship

On May 25: • Lab space • Office space • Limited Personal Services – Hair – Pet grooming – Car washes • Retail – Remote fulfilment – Curbside pick-up

On May 25, Recreation and outdoor can open with guidelines: • Beaches • Parks • Drive-in theaters • Some athletic fields and courts • Many outdoor adventure activities • Most fishing, hunting, and boating • Outdoor gardens, zoos, reserves and public installations

Each phase will last a minimum of three weeks and could last longer before moving to the next phase

To View The Plan, click here:
https://www.mass.gov/doc/reopening-massachusetts-may-18-2020/download

Reopening Massachusetts – guidelines, protocols and best practices:
https://www.mass.gov/info-details/reopening-massachusetts#general-business-guidance-

Small Business Administration (SBA) Summary

Find an eligible lender tool from SBA

The Paycheck Protection Program (PPP) is a loan program designed to provide a direct incentive for small businesses to keep workers on the payroll. Loans are up to $10M, with a 0.5% interest rate and a 2-year maturity; there are no payments for the first six months.

  • Who can apply? Businesses, non-profits, Veterans organizations, Tribal concerns, sole proprietorships, self-employed individuals, and independent contractors, with 500 or fewer employees.
  • When can I apply? The Paycheck Protection Program will be available beginning on Friday, April 3rd. Applications must be submitted by June 30, 2020.
  • How do I apply? You can apply for the Paycheck Protection Program through any existing SBA 7(a) lender or through any participating federally insured depository institution, federally insured credit union, or Farm Credit institution. Ask your local lender if it is participating in the program.
  • What else should I know? The SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities. The program will be available retroactive from February 15, 2020, so employers can rehire their recently laid-off employees through June 30, 2020.
  • Read more here: https://www.sba.gov/funding-programs/loans/paycheck-protection-program-ppp#section-header-4 
  • Download Fact Sheet

U.S. Department of the Treasury

The Economic Injury Disaster Loan Advance is a Loan Advance of $10,000 that is available to applicants who have been approved for an Economic Injury Disaster Loan; it does not need to be repaid, so you can think of the Advance as a grant for business expenses.

  • Who can apply? If you have applied or intend to apply to the Economic Injury Disaster Loan program, you can also apply for a Loan Advance.
  • When can I apply? The Loan Advance is available now.
  • How do I apply? Visit the SBA’s website to submit an application for the Economic Disaster Injury Loan and Loan Advance.
  • What else should I know? Please note that you should submit an application at the above link, even if you’ve previously submitted an EIDL application prior to the Loan Advance being available.
  • Read more here: https://www.sba.gov/page/disaster-loan-applications#section-header-0

The SBA is also offering Debt Relief to small businesses. Under this relief, the SBA will pay the principal and interest for six months beginning March 27th, 2020 for qualifying new and current holders of 7(a) loans.

  • Who can apply? Businesses who already have a covered 7(a) SBA loan or receive a 7(a) SBA loan prior to September 27, 2020.
  • When can I apply? This relief is applied for covered loans beginning with payments due after March 27, 2020.
  • How do I apply? Reach out to your SBA lender to discuss how this debt relief applies to your SBA loan.
  • What else should I know? This debt relief is available only to 7(a) loans and not to loans made under the Paycheck Protection Program, 504 loans, or microloans.
  • Read more here: https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources#section-header-4

TWO OTHER other Small Business Administration loan programs:

  • Economic Injury Disaster Loans are available through the SBA website; apply here. EIDL loans can be up to $2M, with interest rates of 3.75%, and are for businesses whose revenues were adversely impacted by the coronavirus outbreak.
  • The Express Bridge Loan Program is available to businesses that have an existing business relationship with an SBA-approved lender; speak to your lender about accessing this option while you await a decision on long-term financing.